Yes, our stuff is insured - but not outside the house!

Following a prod from Kathryn about the insurance, we checked with NRMA and sure enough, nothing is covered outside the house. I don't know when this changed, all these little things like cameras and stuff used to be covered wherever you happened to be using them. Just another little thing the insurance companies probably told us, but in the tiniest of print.

But, they are very good about it, for a hefty exchange of cash, you can nominate one of the many categories they have, such as 'Jewellery' and 'Electronics', specify an amount to insure and they give you coverage. How fortunate that we stumbled upon this before it was too late. When you start adding up the value of cameras, laptops, ipods, sat navs and the like, you could be seriously out of pocket if you get an unwelcome visit while you out site-seeing.